Retirement Planning

Create strategies to help you maximise your retirement savings

Once you reduce your working hours or retire completely, your lifestyle and income needs will change.  As we are living longer, you still need to have a long term view on investment. You may need income from other sources. These could be from your investments, from your superannuation or from the Government.

How much do you need to retire? It's one of the most common questions asked by those approaching the end of their working life. While the answer varies from person to person, there are a few simple tips to ensure you're on track for the lifestyle you want in retirement.

We can assist with a number of services including:

Transition to retirement
After 55, you can use your superannuation to top up your income with a pension, and maybe increase your overall wealth using salary sacrifice.

Income payments
Allow us to help you retire on a tax free income stream. Let us show you how you can enhance your regular drawings by utilizing tax effective dividends. Will your funds allow you to live comfortably and how long will they last?

Let us show you how to best maximise your Centrelink entitlements as part of your income stream in retirement.

Aged Care
Do I move house and downsize? Will I be prepared for residential care if I need it? Does my Will best structure my estate for when I’m gone for those I care about most?

You’ve worked hard all your life, now it’s time to retire on your terms.